Privacy Policy

1. Information We Collect

We may collect the following types of information:

• Contact Information: Name, phone number, and email address that you voluntarily provide through forms, consultations, or event registrations.
• SMS/MMS Data: Your phone number and message content when you opt in to our text messaging service for event registration and notifications.
• Event Registration Data: RSVP information, attendance records, and seminar registration details.
• Financial Information: Information shared during insurance consultations, including retirement planning goals and financial details. This information is handled in accordance with applicable insurance industry regulations.
• Website Usage Data: Information automatically collected when you visit our site, such as IP address, browser type, device information, and pages viewed.

2. How We Use Your Information

We use the information we collect to:

• Confirm and manage event registrations and RSVPs
• Send appointment reminders and event notifications via SMS/MMS
• Respond to your inquiries and requests
• Provide personalized insurance product recommendations and retirement planning guidance
• Improve our website, tools, and services
• Comply with legal and regulatory obligations

3. SMS/MMS Messaging

By texting the keyword "BRIEFING" to (352) 706-9872, you consent to receive SMS/MMS messages from Sergeant of Finance related to event registrations, appointment reminders, seminar notifications, and retirement planning information.

• Message Frequency: Message frequency varies. You will typically receive 1–3 messages per event.
• Message & Data Rates: Standard message and data rates may apply. Check with your wireless carrier for details.

4. Information Sharing

We value your trust. Here is how we handle your information:

• We do NOT sell, rent, trade, or share your personal information with third parties for their marketing purposes.
• We may share information with insurance carriers only when processing applications you have authorized.
• We use Twilio as our SMS/MMS messaging service provider to deliver text messages.
• We may disclose information if required by law, regulation, legal process, or government request.

5. Data Security

We implement reasonable administrative, technical, and physical measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security.

6. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy or as required by law. Event registration data is typically retained for 12 months following the event date.

7. Your Rights

You have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate or incomplete information
• Request deletion of your personal information, subject to legal retention requirements
• Opt out of SMS/MMS messaging at any time by replying STOP
• Withdraw consent for any data processing based on your consent

To exercise any of these rights, please contact us using the information in Section 10 below.

8. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have inadvertently collected information from a minor, we will take steps to delete it promptly.

9. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically.

10. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or how we handle your information, please contact us: