Terms and Conditions

1. Program Name & Description

Program: Sergeant of Finance Event Notifications

Our SMS/MMS messaging program provides:

• Event registration confirmations
• Appointment and event reminders
• Waitlist notifications
• Seminar communications and updates

We host free educational seminars about insurance products, annuity options, and retirement planning strategies. These events are designed to educate — not to pressure.

2. SMS/MMS Messaging Terms

3. Consent & Opt-In

By texting the keyword "BRIEFING" to (352) 706-9872, you expressly consent to receive SMS/MMS messages from Sergeant of Finance related to event registrations, appointment reminders, and retirement planning information.

Consent to receive text messages is NOT required as a condition of purchasing any goods or services, nor is it required for event attendance.

4. Opt-Out Instructions

5. Help & Support

6. Message & Data Rates

Standard message and data rates may apply to any messages sent or received as part of our SMS/MMS program, depending on your wireless carrier and plan. We are not responsible for any charges imposed by your carrier.

7. Supported Carriers

Our messaging service is supported on major U.S. wireless carriers, including but not limited to:

• AT&T
• T-Mobile
• Verizon
• Other participating carriers

Carriers are not liable for delayed or undelivered messages.

8. Insurance & Financial Disclaimers

• All guarantees referenced are backed by the financial strength and claims-paying ability of the issuing insurance company.
• Fixed indexed annuities are not investments and do not directly participate in any stock or equity index.
• Annuity products are NOT FDIC insured, are NOT a bank product, and are NOT insured by any federal government agency.
• Rates, caps, participation rates, and product features are subject to change without notice.
• Early withdrawal from an annuity may incur surrender charges and potential tax penalties.
• Sergeant of Finance is NOT affiliated with any government agency.
• Information provided through our services, seminars, and tools is for educational purposes only and does not constitute financial, tax, or legal advice. Consult a qualified professional for personalized guidance.

9. Event Registration

• Event registration is subject to availability on a first-come, first-served basis.
• We reserve the right to limit attendance at any event.
• If an event reaches capacity, you may be placed on a waitlist and notified if space becomes available.
• We reserve the right to cancel or reschedule events and will provide notice via SMS or email.

10. Intellectual Property

All content on this website and in our communications — including text, graphics, logos, images, tools, calculators, and software — is the property of Henry Argueta and is protected by applicable intellectual property laws. Unauthorized reproduction or distribution is prohibited.

11. Limitation of Liability

Our educational seminars and retirement planning tools are provided in good faith and for informational purposes. We are not liable for any decisions made based on information presented at our seminars, on our website, or through our tools.

You are responsible for reviewing all applicable contracts, disclosures, and product documentation before making any financial decisions. Our services are provided "as is" without warranties of any kind, express or implied.

12. Modifications to These Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of our website or services after changes are posted constitutes your acceptance of the revised Terms.

13. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles. Any disputes arising from these Terms shall be resolved in the courts of the State of Florida.

14. Contact Information

If you have any questions about these Terms, please contact us: